Physical Therapy and Recovery

If you play sports or other physical activities, then you know that injuries come with the territory. Depending on the type of injury and the extent of your injury, you may need physical therapy. Physical therapy is the process of rehabilitation and recovery from your injury or physical ailment. Physical therapy works on recovery of your musculoskeletal system. Massage therapy is used as part of the recovery process. Some of the more advanced therapy clinics are starting to use massage chair recliners as part of their arsenal of tools to help people recover from their injuries.

If you start a physical therapy program, then you will be assigned a physical therapist. The therapist is a trained professional to help restore your strength, motion and activity. The therapist understands the mechanics of your body and will help design a treatment program for you. You will learn specific stretches, exercises and other specialized techniques to help your body recover. You may also use specific equipment that can address particular issues. Massage therapy has become an important tool in the recovery arsenal and many clinics are making use of massage chair recliners.

Your therapist is trained in different surgeries, treatments and rehabilitation techniques and goals. The therapist will design a recovery treatment targeting the areas of your body that needs greater flexibility or strength. If you are recovering from surgery, then the therapist will be knowledgeable about different surgical procedures. The therapist will help in setting goals as you work through the initial limitations of your physique. Some of the important physical therapy tools are stretching, exercises and massage therapy.

Stretching is important to help regain lost flexibility. The muscles may be tight, the joints stiff and you may have scar tissue. These reduce your range of motion and decrease flexibility. Stretching helps to elongate the muscles. This helps to stretch the muscles helping their elasticity. A frequent and continuous regimen of daily stretching helps to speed recovery. Your therapist will design a stretching routine which will help focus on restoring the range of motion.

Exercises are important to help rebuild strength. When we have an injury, we tend to protect that area. Protecting that area is usually to isolate and immobilize it. In other words, we tend not to use the injured area. This helps to prevent further injury, but at the expense of strength and conditioning. To help rebuild the body, exercises help to build up strength, endurance and agility. Physical therapy clinics have a wide array of exercise equipment from treadmills, stationary bikes, weights and more. These help you focus building up a particular set of muscles.

Massage therapy is important to assist the total healing process. The muscle tissue breaks down and its fibers become shorter. This makes the muscles tighter. Massage therapy starts where stretching leaves off. Massage therapy helps to penetrate deeper into the muscle tissue to help elongate and invigorate the muscles. This helps the healing process by restoring flexibility throughout the muscle and scar tissue. Massage is given either by a massage therapist or a massage chair. Massage chairs come with a variety of therapeutic massages, heat therapies and even traction. These not only provide effective therapy but also help you to relax and clear your mind.

Whether you are a professional tennis player or a beginner skier, injuries can happen to anyone. If you do find yourself in physical therapy, work on setting goals to recover. Find yourself an excellent physical therapy clinic. Make sure they have qualified people, proper exercise equipment and massage therapy. And if you need massage therapy, make sure a massage chair is part of your recovery plans.

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Download Mobile Applications and Get Entertained!

Amazon Kindle

Amazon’s slogan for Kindle stands ‘Buy once, read anywhere’ and it stays true to the lines. Even without a Kindle, one can download multiple books from Amazon read them anywhere. These apps sync well with the Kindle and you can read them on the go.

BBC iPlayer

The iPlayer has for long been a famous player which has incredible mobile experience but which needs a web browser. But these apps change it all! The iPlayer provides a superb and stable experience with great UI and navigation features. The iPlayer allows watching live TV and is Wi-fi only.

Spotify

The best mobile music app which gives you unlimited access to an incredibly huge library of music! The music belongs to different genres too. You can save playlists in offline mode and play them when you have a bad internet reception via 3G or Wi-fi.

Sky+

This is a superb app which can help you record TV programs so that you can watch the programs later when you want to! Futuristic app for TV lovers!

Remote

This app gives you a demo of what apps can do by accessing remotely your computer’s iTunes library. Sit where you are and play or create new playlists through this app!

Jamie’s Recipes

Jamie’s recipes is a free app which is chargeable only if you need more recipes. This is a dream app for a gourmet and a kitchen whizz. This mobile venture teaches the recipes to the users easily and succinctly with text, pictures and voice. Each individual recipe pack after the first one costs £1.79 each.

Malcolm Tucker – the Missing iPhone

This app is a cool one which teaches multimedia lessons creatively and shows how books can be used with mobile handsets.

RBS Six Nations

This is an ideal official sports app which will help you keep yourself updated with the latest scores (real-time). It also brings in live text commentary and video highlights of the game. There are some interesting statistics related to the game too.

Arsenal

Fan of the Arsenal club? All premiership clubs have their own apps and nowadays they connect with their fans through the apps. Updated team news, stats, and commentary can be seen via the app in real time. There is everything including post-match interviews which a die-hard fan could need.

TuneIn Radio

There are tens and thousands of radio stations for access through this incredible TuneIn Radio app anywhere in the world. This app makes for a seamless browsing experience and listening through it is superb!

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The Greatest Life Insurance Salesman in the World

I grew up in a small town on the Ohio River called East Liverpool. It is located in Ohio at the junction of Ohio, Pennsylvania and West Virginia. When I was growing up it had a population of about 22,000. Today the population has dropped to just over 13,000. However, some very unique and notable people have come from my town. I want to tell you about one of them who learned the meaning of providing value for his clients so well that he went on to become the greatest life insurance salesman ever.

His name was Ben Feldman (1912 – 1993) and over his 50 year career selling insurance for one company, his sales volume exceeded $1.8 billion, with over a third of it coming after he turned 65. And, he did it by selling out of his office in East Liverpool and not some major financial capital city like New York.

Ben Feldman came from the sleepy little town of Salineville, Ohio, where he started his business career selling chicken and eggs for $ 5 a week. As an aspiring businessperson, he wanted to enter the insurance field but was unable to pass the basic Equitable Life Insurance Company’s aptitude test.

In typical Feldman fashion, he sold himself to Equitable, and began collecting premiums on meager nickel and dime policies. In 1942, he joined New York Life, and opened a small office in the Little Building, on the Diamond, in downtown East Liverpool. It was from this location that he began a relentless quest to achieve membership in the prestigious Million Dollar Round Table. He made it in 1946.

Little did anyone suspect that he would far surpass the million dollar mark, however, in 1955, he sold $10 million in coverage. He then began selling one million a month, then a million a week, and in 1971 wrote contracts for over $65 million. He then gunned for $10 million a month and in 1983, with the help of his two sons, Marvin and Richard, he sold $148 million of insurance.

Feldman was an innovator, who made it easy for his clients to understand the complexities of the Federal Estate tax law, which desecrated the fortunes of a large number of wealthy individuals in the period that followed World War II. Long before computer graphics, he created clever hand-drawn charts, illustrating the need for life insurance to protect an individual’s assets from the government. He would book himself on airplane flights, next to a potential client, where upon he would open his brief case, stuffed with $100, $500 and $1,000 bills, along with his charts and graphs. The idea was to entice his neighbor to notice the money and remark, «Is that real money?» «Yes,» Ben would reply, «but I’m not afraid to carry it, because it’s insured.» With such an opening, a sales presentation was a lay-up.

A lover of luxurious automobiles, Feldman would often be seen racing up and down the highways that link Pittsburgh and Youngstown in his Cadillac Eldorado. It was within this 50-mile corridor that he sold the majority of his policies. Often equipped with a CB radio and a car telephone – long before anyone had heard of such a device – he handled rejection like none other.

A favorite Feldman method was to approach the office of a busy executive and ask for an appointment. The response from a frazzled secretary would usually be, «I’m sorry, his time is too valuable.» Ben would ask, «Is it worth $100 a minute?» «At least!» would be the answer, to which the response (accompanied by five brand new one hundred dollar bills,) would be, «Well I’d like to buy five minutes.»

Even when Ben Feldman would go deep sea fishing, he would spend his time developing new sales techniques, memorizing the entire New York Life Insurance rate book. And, he would arm himself with pithy little phrases, designed to overcome the most difficult challenge. To the potential client who said, «I believe in term insurance.» Ben would respond, «Term insurance is temporary, but your problem is permanent.» «I can’t afford the premium,» would invoke, «You are already broke and don’t even know it.»

Following in the footsteps of such a legend was not easy for Marv and Rich Feldman, but they handled the challenge well as Marv became president of the Million Dollar Table in 2001, and Rich excelled in a number of endeavors, including «drag racing,» of all things.

Now you might be thinking to yourself that Ben must have been some kind of superstar, good looking, fast talking, kind of man – but you’d be wrong. Ben was a short, stout, balding and spoke slowly with a distinct lisp. He never finished high school. He was so shy that years later when he was asked to speak at insurance industry meetings, he would only agree to if a screen was erected between him and the audience.

But, he was a legend when it came to making a point to know every business owner in his region. He did his homework first and learned all he could about his potential customers so that by the time he met with them (often on a «cold call») he was ready with the right Value Development Questions. He didn’t always sell right away but he never gave up. I once heard him say that for years he didn’t stop working for the day until he made at least one sale – no matter how late it got.

One of favorite stories about Ben is about a prominent real estate developer. Ben tried for weeks to get in to see the busy man but was always unsuccessful. One day, Ben stopped in cold and handed the developer’s assistant the envelope with five $100 bills and asked her to give it to her boss. He told her «If I don’t have a good idea for him, he can keep the money.» He got in and sold a $14 million policy. Years later when Ben realized the man need additional insurance due to the unprecedented growth of his company; he was once again stymied by the man’s insistence that he was too busy to take a physical. Undaunted, Ben rented a fully equipped mobile hospital van, hired a doctor and sent them to the industrialist. Rumor is that the man ended up with over $50 million in coverage.

In 1992, New York Life marked Ben’s 50th year with the company by proclaiming «Feldman’s February», a national sales competition. Ben took this as a personal challenge. The winner of the contest (at 80 years old) was Ben Feldman.

Ben was famous for his sayings that he used to inspire both clients and himself. My favorite is:

«Doing something costs something.

Doing nothing costs something.

And quite often, doing nothing costs a lot more.»

Ben Feldman died in 1993 at 81. A few years before his death he was asked about the largest policy that he had ever written. «I can’t say. I haven’t written it yet.»

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An Insight Into Bundesliga

Bundesliga refers to a professional and top-tier football league in Germany. The league is also claimed to enjoy the highest number of stadium attendees throughout the globe. Bundesliga is also considered the primary football competition in Germany and participated by 18 clubs. The league is based on promotion and relegation, which further hinges on performance of a side in question. The competition commences in August and ends in May. Most of the games are played on the weekends i.e. Saturdays and Sundays whereas a few matches are held on the weekdays.

All of the participants in Bundesliga earn qualification for DFB-Pokal. The Bundesliga champion qualifies for DFL-Supercup.

Bayern Munich have been the most successful side in Bundesliga, claiming the titles 23 times till date. They are the defending champions during the current 2014-15 season and have also clung to the leading spot on the league table so far this campaign. Other clubs that have won the Bundesliga titles include Borussia Dortmund, Borussia Mönchengladbach, VfB Stuttgart, Werder Bremen and Hamburger SV.

Bundesliga is one of the most competitive and popular national leagues in the world and rank third in Europe as per the league coefficient of UEFA. The league matches are broadcasted in more than 200 nations.

History of Bundesliga

Bundesliga was established in Dortmund in the year of 1962 and its first season began in 1963. Both organization and structure of Bundesliga as well as other football leagues in the country have undergone frequent and massive changes to become what they are right now. Deutscher Fußball-Bund first founded Bundesliga but now it is regulated by Deutsche Fußball Liga.

Structure & Competition

Structure of Budesliga resembles to the same of other major leagues like English Premier League and La Liga or Spain Premier League. Every team takes on each of other sides once at their home ground and once in an away match. Previously, the winning side of a match was awarded two points and a draw earned each of both sides one point whereas the loser gained nothing. However, according to changes of rules and regulations during 1995-96 season, the winning side gets three points (max points).

The club, which collects maximum points at the end of the ongoing season, is crowned with the Bundesliga title. The first three clubs on the Bundesliga table directly qualify for the Champions League group phase whereas the fourth-spotted side enters into the third-qualifying round of the same competition. The two teams at the root of the league table are relegated into the 2nd division whereas the two leading sides of 2nd Bundesliga get promotion. A two-leg play-off match is played between the third-last team and the 3rd spotted side of the 2nd Bundesliga.

The winner plays in the Bundesliga for the next season while the loser plies their trade in the 2nd division.

The method of tie-breakers plays a role if more than one team has collection of same points. The method is in line with the following order:

  • Goal difference in the season
  • Total goals netted by a team in question for the season
  • Head-to-Head goals in outings
  • Number of head-to-head scores

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