Football – Soccer Betting Systems – A Sure Way To Make Money!

Football betting is now a huge industry and also a sure fire way to make a income, be it a secondary income or a primary one like mine.

I have specialised in football betting for 4 years now and would like to pass some insights onto you in this article. Football betting is now a global market. With the likes of figures like David Beckham taking the game afield and Manchester United visiting Asia the game is now more popular than ever worldwide. When something becomes popular the opportunity to make money in a number of ways presents itself.

The first rule when betting on football is to avoid standard bookmakers. They will price up a football match with a huge percentage in their favour. Placing your bets at a betting exchange gives you much better value for your money no matter what sort of bet you wish to make.

Avoid accumulator bets. These sporting bets have never made any sense to me whether in football, horseracing or golf. Why throw three winners down the drain for the sake of one loser?

Scorecast bets – trying to predict the correct score, time of goal, first or last goalscorer are just bread and butter for the bookmakers. They want as many of these bets as possible. The odds against you are huge and the odds paid out are small in relation to the true value. Football betting has seen a massive growth in this market, with all sorts of «special» bets appearing. Under no circumstances should you consider placing these bets.

Having narrowed things down you are now left with single, win, lose or draw bets placed at betting exchanges. Every day there are bets that leap out of the screen at me. I pick these off daily and make a fantastic tax free living. All it takes is a few minutes research and a good amount of discipline.

To learn more about football betting, or for any advice visit the site in my author resource and claim your FREE REPORT full of betting advice.

This article may be reproduced, copied or given away providing the resource box and active links remain in tact.

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Sports Programming In DIRECTV

DIRECTV is the leader in Sports Programming that contributes many sports packages to their subscribers. NFL SUNDAY TICKET, NASCAR HotPass, ESPN GamePlan, ESPN FULL COURT, MLB EXTRA INNINGS, NBA League Pass, NHL CENTER ICE, MLS Direct Kick, CricketTicket, Setanta Sports, NCAA MEGA MARCH, Sports Pack, Golf, Tennis, UFC and WWE are the sports packages present in DIRECTV.

NFL SUNDAY TICKET

Subscribers can enjoy football like never before in NFL SUNDAY TICKET that is available only on DIRECTV. Subscribers can watch up to 14 games every Sunday with real time scores, in-depth stats and player – tracking. Up to 18 players in real time can be tracked on the screen. Live Big play alerts for players will be given every time when players perform game changing play.

Multi and single game score boards will be displayed on the same screen. The scores can be displayed quarter by quarter in the scoring plays. Subscribers can check the stats of the top performers and also the top three players in each team in rushing, passing and receiving with the help of Player Stats. The team stats comprises of first downs conversions, rushing and passing yards. Subscribers can view the performance of the team with real time division by division standings accompanied by wild card race information.

Supercharge NFL SUNDAY TICKET with SuperFan, benefits every game in crystal clear HD and Dolby Digital 5.1 surround sound that delivers up to 14 NFL games on Sunday and telecasts Sunday games live on your mobile phone and computer. In Game Mix channel, subscribers can view up to 8 live games on a single screen and also televises 30 minute commercial free replays of entire games. The Red Zone Channel delivers final yards of every scoring.

DIRECTV SUPERCAST allows subscribers to watch NFL SUNDAY TICKET games on the computer. Subscribers can view the scores and game status for the completed and in-progress games, Acquire Game and player stats right away for each game. They can enjoy every NFL SUNDAY TICKET game with Red Zone Channel and switch from one game to the another at any time.

SUPERCAST MOBILE allows subscribers to view NFL SUNDAY TICKET games on the mobile phone. SUPERCAST Mobile is free to all SuperFan subscribers that provides all features of SUPERCAST Computer Application such as Highlights, Streaming Video, Scores and Stats.

NASCAR Hotpass

Subscribers can experience all races with excitement that is accessible only on DIRECTV and its free to all subscribers of DIRECTV. In NASCAR Hotpass subscribers can feel every turn, every lap with four dedicated driver channel that is available in HD.

The Four dedicated driver channel centers on one Driver throughout the race. Subscribers can watch multiple camera angles, inside and out from the driver’s in-car camera on one screen and also broadcast network audio and the driver’s team radio. All the four channels will be broadcasted in HD. Every thunderous turn, near-miss wall scrape will keep subscribers on the edge of the seat every second by DIRECTV HD. NASCAR Hotpass is available to all subscribers of DIRECTV for free of cost.

ESPN GamePlan

ESPN GamePlan is the college football on TV where subscribers can view up to 12 college football games from eight major conferences and watch up to 150 key rivalries and match ups even if subscribers live out of the area.

Atlantic coast, Big East, Big 12, Mid American, Pacific-10, Southeastern, Western Athletic and Sun Belt are the main conferences of ESPN GamePlan.

ESPN FULL COURT

The ESPN FULL COURT will provide up to 30 college basketball games a week including key match – ups from the top conferences. Subscribers are able to follow the team as they battle for conference titles no matter where subscribers live. Atlantic coast, Big East, Big 12, Colonial Athletic, Mid American, Metro Atlantic, Pacific-10, Southeastern, Western Athletic and Sun Belt are the main conferences of ESPN FULL COURT.

MLB EXTRA INNINGS

Subscribers can follow their home team throughout the season in MLB EXTRA INNINGS with up to 80 games a week that comprises of 40 games a week in striking crystal clear HD and eight games can be tuned on a single screen and one can be selected to view full screen.

NBA LEAGUE PASS In NBA LEAGUE PASS, subscribers are able to follow their favorite teams with up to 40 games per week, in that eight games will be displayed in the night. Subscribers can experience up to 20 of these games per week in stunning HD clarity.

NBA TV offers the best basketball coverage, award winning original series and live events. It also displays live games, latest scores, in depth analysis or Interviews. It is easy to go with NBA LEAGUE PASS STATS CENTRAL that affords real time updates, scores and stats of all game. NBA LEAGUE PASS BROADBAND gives access to live games online.

NHL CENTER ICE Subscribers can watch up to 40 games a week and select play off games from NHL CENTER ICE. They can look out the ice spray in crystal clear HD. The Dual feed feature in NHL CENTER ICE allows subscribers to listen to the opposing team’s commentary.

NHL CENTER ICE package includes Live games, Daily Highlight Shows, Up to the minute hockey news, international and vintage hockey, player profiles, interviews with 24 hour NHL coverage in both SD and HD.

MLS Direct Kick

MLS Direct Kick brings soccer action from all 15 Major League Soccer teams throughout the season. Subscribers can catch up to 130 regular season matches and opt playoff games no matters where they live to watch.

Chicago Fire, Columbus Crew, D.C.United, Kansas City Wizards, New England Revolution, New York Red Bulls and Toronto FC belongs to eastern conference of MLS Teams.

Chivas USA, Colorado Rapids, FC Dallas, Houston Dynamo, Los Angeles Galaxy, Real Salt Lake, San Jose Earthquakes and Seattle Sounders FC belongs to western conference of MLS Teams.

CricketTicket

CricketTicket is an intensive U.S home for major international cricket events, comprising the ICC tournaments, IPL tournaments, Champions League Twenty20 and many other cricket events. CricketTicket brings an entire season of exciting matches from Australia, India and Srilanka.

Setanta Sports

Setanta Sports channel in DIRECTV displays the most soccer and rugby action around the globe. Subscribers can enjoy 24 hours access to the Barclays premier league, 2010 FIFA World Cup Qualifiers, Six Nations and Super 14.

Barclays Premier League, UEFA champions League, The FA Cup, England Internationals, UEFA Cup, Carling Cup, 2010 FIFA World cup qualifiers, English Championship/ League 1 & 2, International Friendlies, Scottish Premier League, Scottish FA Cup, MUTV, Chelsea TV and 2012 Euro Qualifiers are the soccer leagues in Setanta Sports.

Heineken European Cup, Guinness English Premiership, Super 14, Tri Nations, IRB Rugby Sevens, The British & Irish Lions Tour 2009, Currie Cup, Air New Zealand Cup, The Fall Tour England International, Six Nations, Powergen Cup, Magners League, Super League and Rugby League are the Rugby Leagues in Setanta Sports and Gaelic Football & Hurling, Aussie Rules are the other Leagues.

NCAA MEGA MARCH MADNESS

NCAA MEGA MARCH MADNESS provides all games of the NCAA Division I Men’s Tournament in HD. Subscribers can find NCAA MEGA MARCH MADNESS only on DIRECTV. In Game Mix, Up to 4 games can be viewed on a single screen and one can be selected to watch the game in full screen. Subscribers can acquire scores and real time updates from the tournament at the press of a button. They can create picks and track their progress throughout the tournament.

SPORTS PACK

SPORTS PACK in DIRECTV allows subscribers to enjoy more than 35 sports channels 24 hours a day that comprises of NBA TV, The MTN, GoLTV, MSG, YES Network and International Sports, College Sports, extreme seasonal sports – all in one fantastic pack. Subscribers can grab the games around the country with over 20 sports network. Any game can be recorded and watched later with a DIRECTV DVR. The favorite sports of subscribers can be enjoyed with HD.

NBA TV HD, TVG – The Interactive Horseracing Network, Outdoor Channel, CBS College Sports HD, The MTN, Fox Soccer Channel, GoLTV, Fox Sports en Espanol, Comcast SportsNet New England HD, Madison Square Garden, YES Network HD, New England Sports Network HD, MSG PLUS HD, SportsNet New York HD, Mid – Atlantic Sports Network HD, FSN Pittsburgh HD, Comcast SportsNet Mid-Atlantic HD, FSN South HD, SportSouth HD, Sun Sports HD, FSN Florida, FSN Detroit HD, FSN Ohio, FSN Cincinnati, SportsTime Ohio HD, Comcast SportsNet Chicago HD, FSN North HD, FSN Southwest HD, Altitude Sports and Entertainment HD, FSN Rocky Mountain HD, FSN Midwest HD, FSN Arizona HD, FSN Northwest HD, FSN West HD, FSN Prime Ticket HD, Comcast SportsNet Bay Area and Comcast SportsNet California are the channels available in DIRECTV SPORTS PACK.

Grand Slam Golf

Subscribers can feel the Grand Slam Golf with spread out coverage on multiple channels that can be viewed in full screen or all the four at once on one screen. The bonus coverage of the PGA Championship from Hazeltine National Golf Club will be displayed on three dedicated channels. Subscribers can enjoy the coverage of three channels on a single screen or opt any one of it to tune in full screen. They can feel every swing with breathtaking clarity in HD. Subscriber can visualize the real time scores for players without missing even a stroke and keep tabs on all popular golfers throughout the tournament.

Grand Slam Tennis

The U.S open, Australian Open, French Open and Wimbledon can be enjoyed by subscribers on multiple channels in full screen or all at once in a single screen. Having the most reputable Grand Slam Tournament from the All England Club is the compliment of DIRECTV. The bonus coverage of multiple matches can be viewed on separate channels or on a single channel, Wimbledon Mix Channel. With Match Guide, the scores of the matches and the real time scores of the top most players will be progressed on the court channels. Subscriber can feel the antagonism and actions in crystal clear HD.

UFC

DIRECTV’s Pay Per View UFC delivers the passion of world class kings of the cage like Georges St-Pierre, Chuck Liddell, Randy Couture and many more. The fight can be recorded in the DVR from any computer or mobile phone. Subscribers can experience every blow and the bead of soil in clear HD. The names of the contenders and the results can be viewed with the help of the Past UFC Events if the seer didn’t watch the live match-ups.

WWE

WWE in DIRECTV Pay Per View delivers the power, rage and finishing moves of the wrestlers. Watch WWE Superstars and all the destruction. Grab the best of the up coming wrestlers. TripleH.John Cena, Undertaker, Edge, Jeff Hardy, Randy Orton are the superstars of WWE fight to hold WWE Gold. DVR can be fixed to record WWE events from any Computer or Mobile. DIRECTV induces the most WWE events in HD. The names of the wrestlers and the results can be found out by the past events in WWE.

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Must Known Algorithms For Every Data Scientist

Algorithms are extremely useful techniques to initiate any analytical model and every data scientist’s knowledge would be considered incomplete without the algorithms. The powerful and advanced techniques like Factor Analysis and Discriminant Analysis should be present in every data scientist’s arsenal. But for this type of advanced techniques, one must know some of the basic algorithms that are equally useful and productive. Since machine learning is one of the aspects where data science is used greatly, therefore, the knowledge of such algorithms is crucial. Some of the basic and most used algorithms that every data scientist must know are discussed below.

Hypothesis Testing

Though not an algorithm, without knowing this, a data scientist would be incomplete. No data scientist must move forward without mastering this technique. Hypothesis testing is a procedure for testing statistical results and checking if the hypothesis is true or false on the basis of statistical data. Then, depending on the hypothetical testing, it is decided whether to accept the hypothesis or simply reject it. Its importance lies in the fact that any event can be important. So, to check whether an event occurring is important or just a mere chance, hypothesis testing is carried out.

Linear Regression

Being a statistical modeling technique, it focuses on the relationship between a dependent variable and an explanatory variable by matching the observed values with the linear equation. Its main use is to depict a relationship between various variables by using scatterplots (plotting points on a graph by displaying two kinds of values). If no relationship is found, that means matching the data with the regression model doesn’t provide any useful and productive model.

Clustering Techniques

It is a type of unsupervised algorithm wherein a dataset is assembled in distinguished and distinct clusters. Since the output of the procedure is not known to the analyst, it is classified as an unsupervised learning algorithm. It means that the algorithm itself will define the result for us and we do not require to train it on any past inputs. Further, the clustering technique is divided into two types: Hierarchical and Partitional Clustering.

Naive Bayes

A simple, yet so powerful algorithmic technique for predictive modeling. This model consists of two kinds of probability to be calculated on the basis of training data. The first probability is each classes’ probability and the second one is that given each value (say ‘x’), the conditional probability is calculated for each class. After the calculations of these probabilities, predictions can be carried out for new data values using Bayes Theorem.

Naive Bayes make an assumption for each input variable to be independent, so it is sometimes also referred to as ‘naive’. Though it is a powerful assumption and not realistic for real data, it is very effectual for large scale of complex problems.

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5 Essential Tools For Pizza Delivery Drivers

A good mechanic uses good tools, and a good delivery driver should too. If you want to increase your pizza delivery tips and income, then you need tools that make your job easier.

A cell phone. Cell phones are pretty cheep and ubiquitous these days. They are also the most useful tool in the driver’s arsenal. If you like, you can call every single customer and let them know you’re on your way. If you’re lost, you can call for directions. If you have any problems, you can call your store. The list goes on and on. If most of your shifts are in the evening, you can probably save money by choosing a plan with free nights and weekends.

A log book with a folder. Use this to keep track of your good (and rotten) customers, your tips, gas receipts, auto maintenance receipts, etc. If you figure out any addressing weirdness for particular areas, note these as well. Over time you’ll collect a huge knowledge base. If you really like analyzing data, you can use this data to plug your tips into excel and make charts and graphs.

A good city map with sectors and an index. You can often find these at gas stations. If you like gadgets, you could also use a GPS device or an iPhone. Some cell phones even have a GPS map built in. Keep in mind, though, that your car is a target for robberies. Any digital goodies you have, you need to keep them safe.

An LED Flashlight. I like LED lights because they’re inexpensive, bright, and tend to last a long time. You’ll need this when you’re making deliveries, examining your car, whacking dogs over the head. I prefer a pocket size flashlight, but some drivers like the idea of a full baton-style maglite.

Leather gloves. These are great if you have to do any auto maintenance like changing a tire or checking your oil. Also, you’ll probably get gas at least once during your shift. Rather than get gas all over your hands, use these gloves to keep your hands clean and baby soft;)

These tools are only the essentials, the basics. If you want to learn about the other tools you can use to increase your pizza delivery income, then order Pizza Confidential today.

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The Rise in Popularity of the Serviced Apartment

Serviced apartments are a relatively recent phenomenon. They are fully furnished flats that have similar amenities to hotel rooms and can be used for either short-term or longer-term stays, offering a more home-from-home type experience. Some of the main benefits of staying in a serviced apartment as opposed to a hotel room are that they offer on average 30% more space, more privacy, and are more cost-effective in terms of there being no extra hidden costs and fully equipped kitchens reduces meal expenses. According to the Apartment Service, serviced apartments are around 15 – 30% cheaper than hotel rooms, adding to their appeal to businesses and the discerning tourist alike.

In recent years, the serviced apartment – a subsector of the hospitality industry – has grown more than any other temporary accommodation class in Europe. This can in part be attributed to globalization and the needs for workers to travel more frequently to offices located out of town, and companies looking for less expensive ways to accommodate them. Also, families may have a preference to stay together and require a different set up to what hotels offer, in terms of wanting to keep an elderly relative close, having an office space to catch up on work tasks, or to allow older children more privacy .

The evidence of their popularity lies in occupancy rates. Serviced apartments in the UK averaged an 81% occupancy rate in 2016, and outperformed hotel rooms which stood at 77.2%. Amongst businesses, their usage is also increasing. According to a recent survey carried out by the Business Travel Show in November 2016, four in ten corporate buyers have reported that they would have used serviced apartments more by the end of 2016 than they did in 2015.

As we have mentioned above, serviced apartments are outperforming hotel rooms in terms of occupancy rates. Due to their cost-effective nature, they are becoming popular with companies sending employees on business trips, and those traveling for leisure who require more flexibility in their accommodation than what a hotel can offer.

Serviced apartment companies are relishing their success and are subsequently expanding at a fast pace. SACO are currently one of the largest operators of serviced apartments and over the past few years have made several acquisitions. Since the start of the year SACO have secured additional developments in London, Cambridge and Dublin, and a fourth is in the pipeline in Manchester. This demonstrates a confidence in the market, and indeed, a 2016/17 report by Savills predicted that 2017 would be "record growth" in terms of new developments in the UK.
The distinction between serviced apartments and Airbnb.

Governments have been cracking down on Airbnb rentals, which in part allows for success in the serviced apartment market. Berlin has banned tourists from renting entire flats from Airbnb to protect affordable housing, and Airbnb are banned from listing short term rentals in New York. Serviced apartments differ in that they are not flats owned by individuals looking to achieve a supplementary income, but rather they are owned by a company with the sole purpose of renting them out on either a short-term or long-term basis to individuals who need somewhere to stay. Unlike Airbnb, the apartments are not someone else's permanent residence.

The crackdown of Airbnb rentals in some locations is allowing serviced apartments the opportunity to accommodate those who would have used Airbnb, further boosting demand for the units.
Serviced apartments as an investment

Investors looking to invest in the serviced apartment sector will be enthused by its fundamentals. In terms of the specific investment, individuals will be looking for buildings with high quality facilities in good, central locations. Keeping in mind that the people who will use the apartments will be either business travelers or leisure travelers (or a combination of both), they will require easy access to transport links and the area's attractions and amenities. Due to stays being generally longer (research has shown that 91% of stays are of 14 nights +), residents will be reassured of a more stable income as their apartment will be occupied for a more definite period. The longer than average duration of stay, coupled with lower running costs, means that serviced apartments generally achieve higher net operating incomes compared to regular hotels. This helps to allay the worries of individuals considering hotel room investments but are concerned about the possibility of gaps in occupancy.

Sir Thomas House is an excellent example of an attractive investment in Liverpool. It occupies a city center location close to Liverpool's bars and restaurants, attractions and transport links. Liverpool itself boasts not only a booming tourism industry but also a growing economy – home to the largest proportion of fast growing new businesses in the country. A report on the hotel industry in 2017 by PwC also identified Liverpool as a place that will experience growth in terms of revenue achieved per room, indicating an increased demand and willingness to spend more in the city. These factors ensure that there will be a sustained requirement for the apartments from tourists and business travelers alike.

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Living in The Gambia

SUMMARY

I enjoy traveling around West Africa, especially around culturally rich regions blending nature with modern infrastructural developments. Both my air and road travels around this ECOWAS subregion in the last 15 years has been both instructive and enriching for me. I have been culturally immersed with diversity in languages, religion, culture, food, architecture, climate, economic life, flora and fauna.

The knowledge acquired, cannot be quantified in monetary terms, and i will recommend this educational tours to our youths to enable them appreciate and tolerate other cultures, thus reducing conflicts and disputes among neighboring countries. Somewhere else, i have written and held several seminars on working and living in Ghana about 11 years ago.

Today, the success story of Ghana is evident to all and this country Ghana, has emerged as one of the best economies in the subregion. Again, i am introducing another emerging great economy to you, The Gambia.

Before the whole world flood here, and you’ll be left out, why not take my advise seriously and invest, work, live or holiday in this beautiful country to experience what I’m talking about? I love this peaceful country blessed with hospitable people. Gambians welcome you with natural inspiring smiles. The Gambia is bounded round by an historical river, rich in natural resources of sea foods, animals and healing powers. Welcome to The Gambia, the smiling coast of West Africa.

From the natural beauty of Makasutu Village, historical sites of Kunta Kinteh village, James Island, Kachikally Crocodile pool, Kanilai Farm, and so many other sites to the beaches and people, you will hardly want to leave. Little wonder, there are so many repeat tourists coming to The Gambia for the past 10-15 years that I’ve met. They come from all over Europe, Americas, Asia and Africa. At the beach, the beauty of the Sea, the sand and sun will remind you of Mother Africa.

How about the investment climate, very favorable and investor friendly.With a stable economy with a single digit inflation rate and currency exchange of US$1.0= GMD26 (As at 9th April, 2010). The Gambia is a multicultural country with a lot of immigrants from West Africa, Europe, America, Middle East and Asia permanently living as investors, working with several NGOs, some retired investors while many others are engaged in importation businesses and owned several shopping malls.The Gambia is home to investors, volunteers, professionals pursuing their career, and holiday makers who has made this peaceful country their destination. Welcome to The Gambia, where there is no discrimination based on religion, creed, color, race, gender, social status, disability and with zero tolerance to corruption. Read on! Alsamadeh!

MARKET

The major markets are in Banjul, Serrekunda and Brikama. Here, you can shop for staple foods like fish, meat, vegetables, clothings, jeweleries and fashion accessories. The locals welcome people with natural smiles after exchanging the religious greetings: «Asalamalekun», meaning, peace be unto you. Traditionally, Gambian women go to market daily to buy what to cook.They can be seen with the plastic baskets with holders thronging to the busy markets to shop for fresh fish, meat, vegetables and take time to greet each other asking after each others’ families, relations and get updated about current social events and other women gossips. Some of the elites, however, prefer to shop in shopping malls around Kairaba Avenue, and buy foods in large quantities to store at home.

Mini-markets, or what some call supermarkets are all over the Greater Banjul area competing with the traditional markets. There are also the neighborhood shops, called «Fulah Shops», owned mostly by Mauritanian citizens and in some cases by Guineans. This is the place to get the locally made bread called, «Tapalapa». This is usually a long banana shaped clay oven baked bread that is usually transported on bicycles by the suppliers early in the morning, mid-day and sunset time. I prefer buying this, when fresh, it’s soft and more appealing than the stale hardened and uninviting ones. A full one goes for D5 and the half is D2.50. The bread is usually sold with a nice spread of butter, mayonnaises, egg, potato and spiced with jumbo or Maggi sauce depending on the buyer’s preferences.

There is also «Senfu», which has a crumb nature and much cheaper, being sold for D3 for a full roll. However, i noticed the «Senfu» is not as filling as the «Tapalapa» that can keep me going for the whole day, like a bowl of «Fufu», which is the energiser for most Nigerians, Ghanaians and Sierra- Leoneans in The Gambia. The local «Fufu» unlike the ones found in Ghana and Nigeria are made from «Saddam Rice», as it is called locally, by milling it into powder and cooked into a solid paste in a pot. The most popular lunch meal, among Gambians, is the jollof rice, locally referred to as » Benechin». Different types of stew are prepared to eat the rice meal like»Plasas», «Super ganja», «Damoda»,etc. I enjoy the Gambia breakfast meal of «Thura Girthe», which is very rich in protein. This is a mixture of well pounded rice cooked with milled groundnut and eaten with a spread of yogurt «Sour Milk».

Gambians eat together. Small groups of between 5-8 people are usually seen eating from the same bowl, and yet, when a visitor appears, he or she is beakoned to still join them and share out of it. This is the true love, i’m yet to see anywhere. If you think there is no free meal anywhere, you’re wrong; come to The Gambia! This explain the reason for very low or non-existent crime rate. At least, a lunch meal is guaranteed for anyone living in The Gambia. Food is shared, no one goes home hungry. The women also waste a lot of food by always preparing a lot expecting visitors to join them when serving their meals. They package the rice meals in large wide bowls with a cover and wrap it in a traditional manner with cloth, that will secure the food from spilling and carry to their husbands at their respective working places for them to eat with colleagues. Sometimes, they go travel long distances, to deliver the foods, like a family living in Lamin and the husband working in Serrekunda.

WORK HOURS

The official working hours is 8am- 4pm from Monday to Thursday. Friday is half day. Most of Gambians are Muslims, and they go for the Friday Special prayers in the afternoon. Although, the «African time» concept is still prevalent among the people, this is common with the government workers, the private sector is better. Most serious business appointments start from 9am, even though, they are scheduled for 8am.

The major reason sometimes for arriving at work late, can be as a result of unavailability of commercial vehicles to transport workers to their respective places of work. Even, at places of work, Gambians do not forget to take their Chinese herbal tea called » Atire».

GAME OF FOOTBALL

A first time visitor, to The Gambia will think the game of football has it’s origin from here, because of the love and passion attached to this game. There are quite a number of playgrounds that are never kept idle because of the teeming youths that religiously train and play daily matches, especially in the evenings after work or school. Similarly, on weekends, first thing in the morning, you will notice everyone exercising or playing the game they love most; football.

The discussions of most of these youths that constitute half of the country’s population is centered on the European matches. Teams like Manchester United, Chelsea, Manchester City, Arsenal, Barcelona, Real Madrid, AC Milan and other big teams have passionate fans in The Gambia.

There are many Football Viewing centers that are making a fortune showing the live matches to most Gambian. Although, some of these youths might not know the capital of Nigeria, they often tell me it’s Lagos, but they certainly know all the European Club Managers, first line ups and transfers of these key players, not to talk about the latest scores in the premiership or championship.

The Gambia’s national team, called the «Scorpion» is adored and you dare not say anything bad against this team in order not to incur the wrath of my football lovers. A loss in game when «Scorpions» play, will turn the entire country into a grave yard, «a mourning period». But with a win; the Brazilian samba dancers will envy the dance steps of both the young boys and girls singing: «ho, ho ho ho, ha,ha,ha,ha..haleyomii». Therefore, to make friends with Gambians is so easy, just pick up a football topic!

BEACHES

The climatic conditions of The Gambia is slightly different from other ECOWAS countries. There is only one cycle of rainfall which starts around June and ends around October. It is usually hot during the raining periods, unlike other countries that experience cold periods.

The Hamattan period starts from November to February. However, the weather experiences erratic changes sometimes. The beaches are clean and provide succor to visiting tourists that want to experience the beauty of the sun, the sea and the sand of The Gambia.

There are several beaches to visit. From Banjul beach to Palma Rima, Senegambia and up to Sanyang. There are so many private beaches along this line. Most white tourists called «Toubabs» are usually welcome at these beaches that have attractive traditional bars with natural juice, canned drinks, barbecue and special packages for visitors.

The menace of «bumsters» have been curtailed and there are tourist police patrolling most of the busy beaches to deter the «unsolicited friends». The beaches are besieged by almost all Gambians during festive periods or during major musical concerts or shows.

FESTIVE PERIODS

A visitor arriving The Gambia around Easter or Christmas will think all Gambians are Christians, with the celebration and partying. Similarly, around the Muslim festivals of «Koriteh or Tobaski» will give one the impression that there is no single Christian in town.

This is the beauty and diversity of the Gambian hospitality and tolerance of other religions in The Gambia. The people enjoy good music. The local artists are adored, some of whom are Jalibah Kuyateh, Titi Kololi, Freakie Joe, Asan Njie, Olugander and Sambou to mention a few.

The women, both young and old, enjoy dancing. The very physical dances of jumping and kicking the air is common and i often wonder where the women get the extra energy and strength from. Some young men that are not used to these dances, dare not challenge these women in a dancing competition, if they do not want to be hospitalized.

The entertainment industry is therefore very vibrant. Most people relax by watching Nigerian, Senegalese and Ghanaian home videos. There are several video rental shops to pick the latest Nigerian films from. Most of the banks and hotels show foreign channels like DSTV, CNN, AlJAZEERA, EUROSPORT etc.

PAID WORK IN THE GAMBIA

Except for ECOWAS nationals, that are allowed to work freely in some key government sectors like Education and Judiciary, other nationals are only allowed to work as expatriate and have to go through a scrutiny and get approval from the immigration department, before they can be permitted to work with the government.

However, investors are allowed to bring in their work force, provided they abide by the immigration laws of obtaining a work/residential permit. Openings exist all year round for qualified teachers in Senior secondary schools all over the country.

Most of the vacancies are usually filled by Nigerians, Ghanaians, Senegalese, Sierra-Leoneans, Liberians and a handful of other ECOWAS nationals. Openings also exist for lecturers in University of The Gambia, several professional training institutes and other tertiary institutes like Management Development Institute (MDI), Gambia College and Gambia Technical Training Institute (G.T.T.I).

Although, the private institutes remuneration is higher than the government pay scale. Most of the secondary schools in the provinces are in need of teachers, most teachers rather prefer to transfer to the urban cities leaving the rural villages without qualified teaching force.

Government subsidized schools remuneration package for non-Gambian teachers are between D3,500-D4,000 per shift (Morning or afternoon) depending on the entry level experience and qualification. The private schools pay between D4,500-D10,000, depending on the school and experience of the teacher.

Most schools prefer teachers that have gathered «Gambian experience», meaning, they must have taught in The Gambia for some years to understand the system. Combining both shifts means more income. Most government schools prefer to pay full salary for the morning shift and half salary for the afternoon shift. There are other several opportunities of income earning, by organizing study classes for the students after close of school by some teachers. Most teachers often change school to those paying more, and every term witnesses a mass drift of teachers around.

The coveted schools are: Marina International, SBEC, Zenith, SOS, Scanaid and West African International. Linguistics and sciences are the preferred subjects often in high demand. English language, English Literature, Mathematics, Further Maths, Physics, Chemistry, Biology, Agric Science, Applied Electricity etc, are «hot cake» subjects for most schools.

ECOWAS qualified teachers (M.Sc, B.Sc & HND holders in the subjects listed above) are usually being employed in secondary schools in The Gambia.

Other professionals needed to work in the private sectors are:

1. Lawyers with LL.b degree that have successfully completed Law school and called to Bar to work as

Magistrates/Judges with the Ministry of Justice.

2. Professional Graphic & Website Designers.

3. Professional Advertisers.

4. Desktop & Laptop Repair Technicians.

5. Automobile Technicians.

6. Theater Arts & Dramatic artists.

7. Film Directors & Producers.

8. Professional Actors & Actresses.

9. Radio & T.V Programme Presenters.

10. Fish Breeding & Farming

11. Aquarium Making & Gold Fish Rearing.

12. Leadership Development Trainers.

13. Trainers in unique skills & vocations.

14. Cottage Industry set-up trainers ( Body creams, soaps, cartons, shoe polish etc.)

The financial industry has witnessed a phenomenal growth with addition of more banks joining the league recently, bringing the total number of banks to fourteen in The Gambia. Most of these Nigerian banks are opening up branches and will need more staff.

Although, it is far cheaper to hire the locals than expatriate by the banks, because of the special tax paid for not hiring Gambians. The same rule applies to the Hotel and Tourism industry. The Non Governmental Organizations, NGOs are allowed to bring in their personnel.

Volunteers are also welcome in The Gambia. Volunteers can have a cultural immersion and gain international experience in this peaceful country. For holiday makers, i will recommend visiting this small but unique country for those in search of a Peaceful, Affordable and Memorable African Retreat (PAMAR!)

INVESTMENT OPPORTUNITIES

1. ECOWAS CITIZENS

The government welcome investment in all sectors, special attention is, however, given to Agriculture because of the importance of food security to any nation. Other sectors like Real Estate & Properties, Mining Industry, Hotel & Tourism, Health, Education, Manufacturing and Agro- allied Sectors are key areas to go into and get government incentive, in tax relief and total support.

ECOWAS citizens enjoy free movement of persons and goods within the 16 countries block, the required capital needed to re-locate to the Gambia to work, live, invest or holiday is far less than what is required to settle down in other ECOWAS countries. With the electricity tariffs coming down (thanks to the government initiative), NAWEC, the electricity company is doing her best to guarantee stable supply of electricity and many businesses solely rely on this stable electricity supply.

Incidences of armed robbery attack are very rare. I have not noticed or witness or hear about armed robbery attacks in the last six years. I only read in one of the newspapers, one or two times, about such attacks in the provinces some few years ago. People move about without fear of molestation or attack. Petty mobile phone theft are usually common.

The residential houses are affordable, and rents of one to three months advance payments, are demanded. The people are warm and hospitable. For as little as D500 per month, a room can be rented around the busy areas like Brikama, Latrikunda, Lamin,Tabokoto, Wellingara and Coastal road areas.

The 2-bed room apartments with all the conveniences goes for between D1,500-D2,500 per month in these areas depending on the finished taste and proximity to the busy highways. ECOWAS citizens can enter and settle in the country with opportunities to start small businesses.

For these wise residents in the country, there are several businesses to choose from and do effortlessly in this investment friendly country. Anyone coming to The Gambia for the first time, must first of all plan and prepare, knowing what to do and where to stay and having adequate information about the culture and business climate.

2. WORLDWIDE INVESTORS ( MEDIUM/ LARGE SCALE BUSINESSES)

The specific areas, wise investors, can rush into to invest presently, from our detailed research findings are:

A) Setting up a private University with residential campus to attract all ECOWAS citizens.

B) Eateries like MacDonald’s, Chicken George, Mr. Briggs, Sweet Sensation, Tantalizers, TFC, etc

C) Botanical Garden/ Love Garden around the Tourist areas.

D) Building low Cost Homes to be sold or rented out to people.

E) Ground nut processing factory.

F) Feed Mill for Poultry, Rabbitry and Turkey Production.

G) Cashew Processing Factory (CNS Oil, brake oil, glue, rubber,electrical wires etc).

H) Natural Juice canning factory ( Fruits like mangoes, orange, lime etc abound).

I) Fresh Flower production and export.

J) Fish Canning/ Food packaging for export.

There are other 90 businesses we have surveyed to be potential instant money earners for wise investors to take on. Kindly request for a detailed project profile on this. The Gambia Investment Promotion and Free Zones Agency, (GIPFZA) welcome investors with unique offers of tax relief, government support and non-bureaucratic processing of necessary documents to allow for quick set-up and investment in The Gambia.

To have a fair idea of the business climate, i recommend that all potential investors read the latest business directory (The Gambia Business Directory).

INFRASTRUCTURAL DEVELOPMENT & BUSINESS ENVIRONMENT

The Gambia, though small, but has a robust economy with fourteen commercial banks, four GSM companies, a good number of airlines plying the subregion and the outside world. There are more than five daily newspapers, around eight radio stations and many hotels of international standards including the 5-star Sheraton Hotel.

The major roads from the airport to most busy commercial centers like Kairaba, Brufut, West Field, Senegambia, Brikama, Latrikunda and Banjul are all tarred with well lighted street lights. Clean, fresh and treated pipe borne water is available to most homes 24hrs uninterrupted.

Communication and internet services are quite cheaper than most other countries. The cost of starting a business in The Gambia is far cheaper both in the short term and long term. The real estate business is enjoying a great boom with 30% return yearly on investments, and the Meltdown phenomenon is not easily noticeable in The Gambia.

The Gambia is a tourist destination and repeated visitors are common in this wonderful and peace loving smiling coast of The Gambia. Although, The Gambia is a tax based economy, the government makes substantial earnings from Tourism and exportation of agricultural commodities like Groundnut, Fishes, Cotton and solid minerals.

It is mandatory for every resident to have a TIN number(Tax Identification Number) before a bank account can be opened. New buildings are coming up daily and it is common sight,to see most of the property owners advertising their phone contacts for those interested in renting or leasing these properties from high rise buildings in Senegambia axis, Kairaba, Fajara, West Field, Tallinding, Tabokoto, Abuko, Lamin, Yundum etc.

Gambians in diaspora are rushing home to invest in this high yielding property sector. A visitor that last visited the country a year ago, will notice a remarkable difference in this infrastructural developments. The Gambia is a clean country, especially with the introduction of the monthly cleaning exercises, called «SETSETAL», which is a special cleaning day for everybody on the last Saturday of the month between the hours of 8-1pm and thereafter there is free movement.

Municipal officials go around to ensure the wastes are properly disposed and ensure compliance to the law, that all shops and businesses most be closed and no movement of commercial vehicles, until the end of the cleaning exercise.

Health wise, it is safe to live in The Gambia, because the health delivery system is very efficient and well equipped with the best medical personnel in The world. There are various health centers, well spread around the country with ambulances standing by to quickly evacuate emergencies to Royal Victoria Teaching Hospital, RVTH, Banjul where complicated cases are usually taken.

Visitors coming for the first time, therefore, are advised to take the appropriate vaccinations recommended. ECOWAS citizens must take vaccinations against yellow fever, meningitis, Polio etc and ensure these are stamped on their Yellow Card, this is even taken more seriously, when traveling by road through Benin, Togo, Ghana, Burkina Faso, Mali and Senegal to The Gambia. Not having a valid Yellow Card could cost you a fortune in fines you’ll be asked to Pay!

Medical services is free to Gambians, except the registration card which is D5 only. ECOWAS citizens are, however, required to pay for cost of treatment and hospitalization, depending on the treatment. Tourist visiting The Gambia are advised to have a Travel Insurance when visiting

Transportation within the country is affordable. Moving from one location to another is quite easy. There are three categories of commercial road transportation. One, is the commercial Bus, that only allow maximum of three passengers on a row which is convenient, unlike four on a row in several other countries. This type of buses go around the major destinations like Banjul to Serrekunda (D6), Banjul to Tabokoto (D10), Banjul to Brikama (D15), Serrekunda to Senegambia (D5) etc.

The second category is the yellow and green painted taxis that take people for D5 a drop or chartered services for most tourists and locals, called «Town Trip». The last category, are the green painted and branded «Tourist Taxis» for tourists from and to the airport, hotel areas, most beaches and historical sites for new visitors. They are more expensive than the yellow painted ones.

Except when it is very important, first time visitors are, however, encouraged to avoid going out around the rush hours, like 7-8am and 4-6pm, especially when commuters are going to or returning from work. From Tabokoto, Lamin, West field, Serrekunda and Brikama in the morning to Banjul and returning back home in the evening is always very hectic and expensive to take a taxi. The bus-stops are usually congested and the traffic chaotic around these periods.

There are many well organized tour operators with luxurious air conditioned buses to pick from and to the airport all visitors and tourist that arrange their visits through them. They also partner with most hotels on tours to historical sites and around the cities.

There area ferry services available to transport people across the River Gambia. From Barra to Banjul is D25 only. Visitors can come in to the country either by land through The Gambian border with Senegal at Hamdallah, or from Guinea and Cassamace, Senegal through Basse. By air is through the only airport at Yundum. The Banjul International Airport, one of the best in the subregion with the longest run-way and modern radial facilities installed.

The airport is not always busy and travelers should always inform someone to pick them at the airport, especially during the weekends when commercial activities are low. However, tourist taxis are available at any time for between D500-D800 depending on the distance, usually between 15-30km from the airport.

There is a Bureau de Change at the airport to change money from other currencies like Euro, dollars, pounds and CFA to Dalaisi. For Visa Card carriers, there is ECO Bank ATM at the airport. Bank PHB and Trust bank also have their ATMs at the airport.

On arrival in the country, when you hear «Nagadef?», meaning how are you, just answer «Jamarek», meaning i’m fine. After a hand shake, say «Jerejef», meaning thank you.

Jerejef, Jarama, Baraka (meaning thank you in 3 different local languages).

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Barclays Premiership FAQ – How Does the English Football Premier League Work?

The Premier League is the creme del la creme of English football and England’s largest football league. Twenty teams play in the the Premiership. A total of 38 games are played of which 19 are played at home and 19 away. Each team players the others twice with the season starting in August and running until May the following year. A system of promotion to and relegation from the Premier League works to decide which teams stay in and, which are out. Sponsored by Barclays Bank, the English Premiership is formally known as the Barclays Premier League. If top two teams are level pegging on points the winner is decided by goal difference and the title is handed to the team with the largest goal difference.

Promotion – automatic promotion and the play offs

The teams in first and second place in the Championship league are automatically promoted to the Premiership. A play off round decides who gets promoted from the third to sixth team. The football teams who finish 3, 4, 5, and 6th battle it out to see who goes up. The 3rd and 4th team play each other and the 5th and 6th teams get a match. The winners of these games then play each other to decide who is promoted.

How does the points system work?

If a team wins a Premiership game it is awarded 3 points and 1 for a draw. A loss results in zero points. Teams that win more get more points and move higher in the league compared to other teams. Top teams, those most likely to win, must also be mindful of the number of goals scored. If the teams draw at the top, the winner is decided by goal difference and then total goals scored.

Relegation

Teams finishing in the last three places are automatically demoted to the Football League Championship. There are no ‘play offs’ to see who goes down unless the bottom two draw on points. The play off match is played at a neutral venue.

Qualification to other competitions

The UEFA Champions League is the equivalent of the English Premiership but for the whole of Europe. Qualification rules for getting a place in the UEFA Champions League change during the 2009 – 2010 season. The top three teams get to play championship football opposed to the top two before the changes. These three teams go straight into the group stage. The fourth and last team to get to play Championship football starts in the play off rounds. To progress from the play offs to the group stage this team must win a two stage knockout tie.

Another three teams can play European football as a result of getting placed fifth, sixth and seventh in the Premier League. In this instance it is the UEFA Europa League, which used to known as the UEFA Cup. Fifth place receives automatic promotion. The sixth and seventh teams chances of getting to play in the Europa League depend on a system of ranking using special UEFA Coefficients.

So, why does the Scottish Premier League split into two at the end of the season?

The Scottish Premier League is different. There are 12 teams in the Scottish Premier League. The teams play each other 3 times to see who stays in the top half of teams. Another 5 games are played amongst the top half to decide who gets some European football action. Three places are allotted for European football. First and second placed teams go forth to play in the European Champions League and the third placed team is entered into the UEFA cup.

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The Acuvue Oasys Family

Among the current selection of soft contacts, the Acuvue Oasys family of lenses is taking their place in the 'neighborhood' and is rapidly growing in popularity. They have stepped to the forefront, becoming a leading brand prescribed by eye doctors.

Acuvue Oasys, for Astigmatism, and for Presbyopia all share features that contribute to the ongoing improvement in comfort and extended wear desired by contact users.

The trademarked Hydraclear Plus technology approximates the way eyes naturally stay wet, with a delivery of moisture that lasts all day even in environments and conditions that rapidly produce dryness. The use of senofilcon A (a silicone hydrogel material) facilitates a high flow of oxygen through the lens – a necessary process to maintain eye health. This unbeatable combination gets you as close to that feeling of 'not wearing any contacts at all' as any soft lens can.

The Acuvue Oasys family has also forged ahead in the area of ​​UV protection, blocking 96% of UV-A radiation and 99% of UV-B radiation from reaching the covered portion of the eye *. These numbers put Acuvue Oasys at the top of the list in this regard, gaining seals of acceptance for ultraviolet absorbing contact lenses from both the American Optometric Association and the World Council of Optometry.

In addition to the comfort and UV protection, the Astigmatism version of this lens delivers constant, crisp vision due to its four-point Accelerated Stabilization Design that keeps the lens from rotating (and causing a loss of focus). The Presbyopia version of the lens employs Stereo Precision Technology to achieve clear sight at all distances.

Many contact users who are introduced to the Acuvue Oasys family are happy with the results, and there are others who are switching from their prior contacts to get this same satisfaction. One such individual, age 60, has spent much of her forty-four 'contact years' settling for just three hours of comfortable lens wear a day. After recently discovering Acuvue Oasys, she now experiences several days of wear without discomfort. Another turned away from 'old' Acuvue Oasys after an initial trial only to come back and embrace the improved brand.

Acuvue Oasys is FDA approved for two-week daily wear or six nights of extended wear. Ask your eye doctor about the Acuvue Oasys family member best suited for you.

* All other areas of the eye still need to be protected from ultraviolet radiation. These lenses are no substitute for UV-protecting eyewear such as sunglasses, goggles, etc.

UV-A radiation damages collagen fibers (which support cell structure) and destroys Vitamin A in the skin.

UV-B radiation does direct DNA damage that leads to skin cancer.

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Chelsea Tower Hotel Apartments – Excellent Dubai Accommodation

Our flight landed on Dubai International Airport, and after collecting our luggage we headed straight to get a taxi which is available just as you step out of the airport. Surprisingly, we reached Chelsea Tower Hotel Apartments in just about 15 minutes. Enroute, got out of the taxi to see the majestic Burj Khalifa Tower with all its grandeur; towering above us.

Check- in process was fairly simple and quick. Diana the receptionist was understanding enough to get over with the process as fast as possible seeing how exhausted we were after the long flight. It was quite a busy time, I suppose, because the lobby was filled with people and that made it look so vibrant. There were 5 lifts so one never had to wait longer than a minute.

Fast forward to the room on the 41st floor, gigantic and beautiful with huge windows and a balcony that overlooked the Burj Khalifa and the Dubai skyline on one side and the Arabian Gulf on the other. I think we were already in love with Chelsea Towers apart-hotel by that time. Comfortable beds, spacious rooms, free Wi-fi and a kitchen with all necessary equipment were a few of the other amenities provided by the hotel.

We would go to the gym each morning and sometimes we’d also take a swim in the pool alternating with the Jacuzzi at times. The poolside staff and the spa masseuses were always extremely polite and helpful. Sometimes we took morning breakfast at the Chelsea Garden Restaurant & Café (they served amazing coffee by the way) and sometimes we went outside to the many popular eateries just around the corner such as Tim Hortons and Starbucks. There were other bistros and joints like Nando’s, Chilis, Burger King, KFC and Pizza Hut also very close to the hotel.

Talking about travelling around, we never had to worry because the Financial Centre Metro Station 1 was right across the road and incase of short distances, taxis were a life saver and always readily available. My friends and I were stoked about the fact that the hotel was just 10 minutes from the Dubai Mall and so we visited the mall every other day of our trip.

The Chelsea tower hotel which was in the centre of the city and right on Sheikh Zayed Road made Dubai’s major shopping destinations, tourist destinations, beaches, leisure parks and theme parks easily accessible. This was one of the main advantages for us, being tourists.

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Duck Tours Offer a Quacky View of South Beach

It seems like every time I sit down at one of the restaurants or cafes on Ocean Drive a big silly looking boat on wheels drives by with tourists hanging over the rails yelling at pedestrians and ‘quacking’. I always dismissed it as a silly tourist gimmick until a friend told me equally silly named «Duck Tour» was pretty interesting. One afternoon I decided to take the tour for myself, the price tag of $32 seemed a little steep at first, but I paid my fare and hoped for the best from this ‘land and water’ adventure.

The tour departs four times a day, so I decided to catch the final, 5pm tour. As I waited in line I chatted with some of the other riders, they came from all over the world to visit Miami and were excited about the infamous Duck Tour. Once we were on board we received a set of rules, a few lines to yell including ‘quack, quack, quack’ and were instructed to ‘jump over the side’ in the event the boat was to sink. Needless to say, I still had my doubts at this point.

As we turned the corner from Lincoln Ave onto Washington Ave. the guide pointed out several local attractions including Espanola Way, Club Mansion, and B.E.D. He spoke about the history of the area and explained why the buildings were referred to as ‘Art Deco’ — due to the mixed style of architecture including cubism, nauticalism, and futurism. My interest was peaking.

As we crossed the McArthur Causeway over the bay, he pointed out celebrity homes on Star Island and Palm Island and entertained us with trivia questions and corny jokes. We were encouraged to yell out and interact with the guide and our fellow riders. I admit I was starting to have fun.

As we pulled up to the dock our ‘vehicle’ instantly became a boat as we «splashed down» into the bay. This is when the real lesson began. The tour guide was very educated on the history of the bay and the beach. Despite living in Miami for several years he shared facts with us that even I was unaware of. I did not know that the massive Biscayne Bay, which averages 8-12 feet deep in most areas, was once a three-inch deep swamp that spanned from Downtown Miami to what is now Washington Ave. The City of Miami Beach and South Beach, was once called ‘Ocean Beach’ and the area only included Ocean Drive, Collins Avenue and Washington Ave. All of the streets after Washington Ave, including Alton Rd. and Bay Rd where several South Beach luxury condo buildings now sit, were made by sand dredging the swamp to make more land.

As he quoted the history of all of the islands and bridges of Biscayne Bay he also pointed out celebrity homes of famous gangster Al Capone, Leicester Hemingway (brother of Ernest Hemingway), Latin singer Paulina Rubio, and Rosie O’Donnell. When we passed the homes everyone outside stopped to wave, the riders (the real tourists) were very excited and all seemed to be having a great time. He even helped my job a little by pointing out real estate that is currently for sale.

When the tour returned to land we cruised to Ocean Drive where I, like the people I always shake my head at, quacked at the people seated at restaurants and cafés, sang loudly, and screamed at couples walking by asking them to kiss. Some cooperated, some didn’t, but ALL laughed and waved as we passed by.

When the hurricane of 1926 wiped out everything on South Beach but coral houses, J.N. Lumus sold all of the land on the ocean from 5th St to 15th Street to the City of Miami for $40,000 under the condition that it never be developed and forever be a park. I always wondered why the ocean front real estate started at 1st street in the SoFi neighborhood, ended at 5th and picked back up on 15th. We should all be forever grateful to Mr. Lumus because without this condition South Beach would not be what it is today.

By the end of the 90-minute tour I had learned so much about the city I live in, met some cool people, and had a great time. I would absolutely take the tour again, there is never a dull moment and I highly recommend it to tourists and locals alike. To make the deal even sweeter, the Duck Tour ticket serves at a coupon to several local restaurants and attractions so I definitely got a bang for my buck.

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